Eligible buyers may qualify for an exclusive 3.5% fixed-interest-rate mortgage through the Healthy Neighborhoods program, making this one of the best homeownership opportunities in Baltimore. Contact the listing agent for eligibility requirements and program details. Welcome to 711 E. 20th Street, a stunning end-of-group luxury renovation by Kouture Designs where thoughtful design, modern craftsmanship, and affordability come together. This completely reimagined 4-bedroom, 2.5-bath home features an open-concept floor plan, luxury vinyl plank flooring, recessed lighting, designer finishes, custom architectural details, and two fireplaces. The chef-inspired kitchen showcases quartz countertops, custom two-tone cabinetry, two pantry cabinets, a wine cooler, built-in microwave, dishwasher, and generous seating-perfect for everyday living and entertaining. The private third-floor primary suite serves as a true retreat with a spa-inspired bathroom featuring a freestanding soaking tub, walk-in shower, fireplace, and private closet. A second-floor bedroom includes a walk-in closet, while the fully finished basement offers an additional bedroom, full bathroom, flexible living space, and dedicated storage. Designed by a young female interior designer, every Kouture Designs home is intentionally unique. Rather than repeating the same design, this home was thoughtfully crafted with a redesigned floor plan that maximizes space, functionality, and timeless style. Originally acquired in dilapidated condition, it has been transformed into a one-of-a-kind residence built for modern living. Ideally located near Downtown Baltimore, Johns Hopkins, Penn Station, major commuter routes, restaurants, shopping, and ongoing neighborhood revitalization, this home offers the perfect combination of luxury, value, and convenience. Don't miss your opportunity to own a beautifully designed home while taking advantage of the Healthy Neighborhoods 3.5% fixed-interest-rate program. Ask about the Healthy Neighborhoods 3.5% interest-rate financing program and discover how affordable luxury homeownership can be.